Terms of Use

Welcome to UNI-REF — Nigeria's leading referral-powered rewards platform. By accessing or using UNI-REF, you agree to the following terms. Please read them carefully.

1. Eligibility

You must be at least 18 years old to use UNI-REF.
You agree to provide accurate and truthful registration details.
One account per individual — no duplicate or fake profiles are allowed.

2. Referral Policy

You earn ₦1,500 only when someone registers and completes payment using your referral link.
Self-referrals, bots, or incentivized fraud are strictly prohibited.
Referral rewards may be reviewed before approval to prevent abuse.

3. Cashout Requirements

Minimum withdrawal is ₦15,000 in verified referral earnings.
All cashout requests are manually reviewed and processed within a reasonable time.
You are responsible for providing accurate bank account details.

4. Ad Engagement

You may earn $REF tokens or points for watching approved ads.
Skipping, automation, or misleading engagement may result in disqualification.
Ad content is monitored, but advertisers are responsible for their own media.

5. Account Conduct & Suspension

Any attempt to manipulate the system or exploit vulnerabilities will result in permanent suspension.
Accounts suspected of fraud, chargebacks, or impersonation may be investigated and removed.
We reserve the right to withhold rewards if violations are found.

6. Disclaimer

UNI-REF is not an investment or ROI platform. We do not promise fixed earnings or guaranteed income. All rewards are performance-based and may vary depending on platform usage.

7. Modifications

We reserve the right to update or change these terms at any time. Continued use of the platform constitutes your acceptance of the revised terms.

If you have questions about these terms or need clarification, reach out through:

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